Anyone who is covered under both Medicare parts A and B is eligible for Medigap Coverage.

You can apply for Medicare Supplement Insurance during open enrollment. Open enrollment includes a six-month period from the date you enrolled in Medicare Part B if age 65 or older, or up to six-month after you turn 65 if you were eligible for Part B benefits before age 65. If you become eligible for Medicare Part B benefits before age 65 because of disability or ESRD (permanent kidney failure), you are guaranteed the Medicare Supplement policy of your choice during the first six months you are age 65 and enrolled in Part B.

No, Medicare Supplement is designed to fill in the “gaps” with Medicare Plans such as Part A (which covers hospital and skilled nursing facility care) and Part B (which covers doctor bills and other medical expenses).

Not everyone needs a Medicare supplement policy. If you have certain other types of health coverage, the gaps in your Medicare coverage may already be covered. You probably don’t need Medicare supplement insurance if

you belong to a Medicare Advantage plan
Medicaid or the Qualified Medicare Beneficiary (QMB) Program pays your Medicare
premiums and other out-of-pocket costs.
You are covered under an employer group health plan

A. Hospital

B. Doctors in the Hospital

C. Advantage Plans

D. Drug plans

No, you will have to get a separate Drug plan (Part D)

They are managed care plans HMO’s and PPO’s. You need to stick within their networks

You can start the process 3 months before your 65th birthday